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Most Annoying News Sites – India

With Indians taking to internet like never before some of India’s Big media houses are seeing a steady online revenue through their online versions and the new media is also getting the hold of the new audience. But with more reach and audience, the greed of Media houses seems to only grow higher. Though we understand the importance of advertising to online media, the number of ads and its nature is very important for staying away from the annoying list. Some of the biggest news websites are the most annoying as well. Here is the A List of Most annoying Indian websites..

Times Of India and Economic Times –

http://timesofindia.indiatimes.com
The most popular English daily in Western and Northern Parts of India, it has the maximum reach in India. But its online version with the indiatimes domain is the most annoying of major Indian Sites. You can see their advertisement strategy comparable to desperate bottom rung sites of web. At any time you can see 5-6 Image ads , two ad bars and many more Text links. Well to top that all a video opens and starts playing covering 3/4 of the screen, not just once but many times a day when you browse through this site, the worst part is you can stop the video/pause it using the video control. We are still wondering what benefits do these advertisers get by annoying the users appear one among ten others ads in the website.

Oneindia.in –

One of the new sites which has come into to forefront by offering regional news and Cine News is OneIndia.in . A popular domain catering different types of users. Not in the same league of Times Of India, but definitely equally annoying compared to the indiatimes websites.

IBNLive – in.com –

in.com is another major domain with forceful advertising, with lots of flash content from various providers the sites provide serious security risk if someone is using a older browser like IE 6. Not always putting a in your face video, but still is one of the annoying site in the web.

The below sites also fall under the annoying list with both Popup advertisments and other annoying type of ads.

expressbuzz.com
MoneyControl.com
hindustantimes.com

You might find almost all major India News Websites as annoying in terms of user experience, but pick the worst and add it in the comments section, the post will be duly updated.

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How to Build Credit History from Scratch

Im new to US how to build Credit history?
Im a student I dont have credit ?

If you are just entering real world from college or Started living on your income, you will need to start thinking about your credit. With a zero credit history it is difficult to get a Cell Phone connection, Rental apartment or a credit card. Or if you have moved into US with a Job and just have taken a SSN, it is very important for you to start building your credit.

The first time you take a loan or a credit card you start building your credit history. But the problem is many companies wont offer you either one, if you don’t have a good credit record earlier. This is where it gets irritating for many, especially if you haven’t opened a student credit card or taken a loan it is very difficult to do so after a while.

The best option is to try and convincing your banker to provide a credit card, in most cases a very basic or a secured credit card. Make sure they report to credit Bureaus and as a normal credit card. Debit Cards don’t help you build credit, so try making use of your credit cards at least once in a while.

Once you start maintaining your credit cards without being late in payments, you start building credit and you will eventually get more offers. But you should be very careful in not over zealously in using your new gained freedom, because if you misuse or overuse your credit and make mistakes.

Some of the following Banks offer Credit Cards for starters and secured cards

1. Capital One – Starter + Secured
2. Discover Cards – Starter Cards + Student Cards
3. Public Savings Bank – Secured Credit Cards
4. Wells Fargo – Secured Credit Card + Students Credit Card
5. US Bank – Secured Credit Card

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What items appear in your credit History?

The following post answers the following queries
1. What are tracked in a credit report?
2. When do items get into Credit History?
3. Is my address tracked in Credit Reports

Typically anyone providing you a credit reports to Credit bureaus. This includes Credit Card Companies, Automobile financing institutions and Mortgage Loan providers as well. Credit Card Companies will report monthly to the Credit Bureaus your monthly balance , total credit approved and whether Paid as Agreed or Delinquent in payments. Most Credit Card companies report to one or two Bureaus. But there are some companies which report to all the three Bureaus. Mortgage companies also report monthly to the credit Bureaus.

The items which get onto your credit score these days can vary from your electricity bills to Car Loans.But In most cases the Utilities , Cable or Telephone companies wont report to credit Bureaus unless your account is severely due and your case is transferred to a Collection Agency.

Also anyone you enter an agreement with like an apartment Leasing office also can post Negative remarks on your credit file.The negative items will have the account number and the payment pending details along with whom to contact regarding the Balance Due.

Apart from the credit information all the companies also report your last known billing address and Credit History report also becomes a way to track your various locations and movement. Each enquiry on your credit Report also gets stored in the Credit report, it is a way Creditors look for how much Credit you are applying.